Privacy Policy

Who This Policy Covers

This policy applies to the website for Private Health Insurance Clearwater, an insurance agency serving clients in Clearwater, FL and the surrounding area. The site is informational. It explains our services and gives one way to reach us: by phone at (727) 594-4589.

There are no forms, accounts, logins or online applications here, so the site has very little to collect in the first place.

What the Website Records on Its Own

Like most websites, ours runs on a server that keeps ordinary logs. A log entry typically includes your IP address, browser type, the page you requested and the time of the request. These logs help keep the site working and show us if something is broken or being misused.

We may also use basic analytics cookies that count visits and show which pages people read. They tell us, for example, that the ACA Marketplace Plans page gets more traffic in the fall. They do not tell us your name or anything about your health or coverage.

Information You Share by Phone

When you call, you decide what to tell us. To compare plans, an agent may ask about your age, ZIP-level location for pricing, who needs coverage, your budget for a premium and deductible, and which doctors you want to keep. You can stop or skip any question.

We use what you share to prepare plan options and, if you choose to enroll, to complete that enrollment with the carrier you pick. Nothing else.

Who Sees Your Details

We do not sell your information. We share it only with an insurance carrier or the Health Insurance Marketplace when you ask us to quote or enroll you in a specific plan, or when the law requires us to. Our hosting and analytics providers can see the routine site data described above as part of running the site.

Cookies and Your Choices

Your browser lets you block or delete cookies. The site will still work if you do. You can also browse every page without calling us or giving us anything at all.

Changes and Questions

If we change how the site handles information, we will update this page. If you have a question about your details, or want us to stop using what you told us on a call, reach us at (727) 594-4589 and we will walk you through it.